Hoosier Homes pairs with FHA, VA, USDA, Fannie Mae HFA Preferred, and Freddie Mac HFA Advantage 30-year fixed first mortgages.
What Loan Types Work With Hoosier Homes DPA?
Hoosier Homes pairs with FHA, VA, USDA, Fannie Mae HFA Preferred, and Freddie Mac HFA Advantage 30-year fixed first mortgages.
What Main Loan Types Work With Hoosier Homes DPA?
Government-Backed and HFA Conventional Pairings
At a Glance
Supported First Mortgages
How the Stack Works
Keep Exploring
Not Sure Which First Mortgage Fits?
Hoosier Homes pairs with FHA, VA, USDA, Fannie Mae HFA Preferred, and Freddie Mac HFA Advantage — all as 30-year fixed first mortgages.
The DPA layer sits behind a supported first mortgage. Your credit, DTI, occupancy, and property still have to clear both the first lien and Hoosier Homes — Ryan and Steve structure the pairing so overlays do not conflict.
Assistance remains 4% or 5% of the first mortgage amount based on location, regardless of which supported loan type you use.
If a product outside this list is a better fit for your scenario, they will screen other Indiana DPA options instead of forcing a mismatched stack.
These are the main loan types that work with Hoosier Homes DPA.
Related Hoosier Homes pairing and eligibility guides.
Ryan & Steve will compare FHA, VA, USDA, and HFA conventional with Hoosier Homes stacked — then build a pre-approval around the pairing that actually qualifies.
Program guidelines, income limits, and Targeted Area maps change. This page is educational — final eligibility is confirmed when your file is underwritten against current Hoosier Homes rules. This website is not directly affiliated with or endorsed by any government agency.
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