Can I Buy a Fixer-Upper With FHA? | 2MG

Yes — FHA can finance a fixer-upper when the home meets property standards or you use a 203(k) renovation loan. See options with The 2 Mortgage Guys.

Can I Buy a Fixer-Upper With FHA? | 2MG

Yes — FHA can finance a fixer-upper when the home meets property standards or you use a 203(k) renovation loan. See options with The 2 Mortgage Guys.

Can I Buy a Fixer-Upper With FHA?

When Standard FHA Works on a Fixer

Standard FHA vs 203(k)

Planning Checklist

How We Help You Finance a Fixer-Upper

Keep Exploring

Frequently Asked Questions

Looking at a Fixer-Upper With FHA?

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CLIENT BENEFITS

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Yes — but standard FHA only finances homes that meet Minimum Property Requirements at closing. Cosmetic updates are fine; major safety or structural issues usually need pre-closing repairs or an FHA 203(k) renovation loan. Ryan and Steve help you decide whether standard FHA, a repair escrow, or 203(k) is the right path.

Not every fixer-upper needs a renovation loan — standard FHA can work when the property is livable and meets MPR at closing.

The right path depends on how much work the home needs and whether repairs can be completed before closing.

Walk through these items before you write an offer on a fixer-upper with FHA financing.

A clear plan early keeps your closing on track — whether the home needs spot repairs or a full renovation.

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Related guides to help you compare options and move toward pre-approval.

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Ryan & Steve will help you choose the right path — standard FHA, repair escrow, or 203(k) — and keep your closing on track from offer to keys.

Steve DeLon and Ryan Minick - Branch Managers and Senior Loan Officers at .

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Ryan Minick NMLS# 203249

Steve DeLon NMLS# 202876

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1221 Appletree Lane, Kokomo, IN 46902

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Can I Buy a Fixer-Upper With FHA? | 2MG

Can I Buy a Fixer-Upper With FHA? | 2MG

Can I Buy a Fixer-Upper With FHA?

When Standard FHA Works on a Fixer

Standard FHA vs 203(k)

Planning Checklist

How We Help You Finance a Fixer-Upper

Keep Exploring

Related Blog Posts

Frequently Asked Questions

Looking at a Fixer-Upper With FHA?