Yes — commission income can qualify for conventional loans with stable history, usually about two years. See how lenders average it with The 2 Mortgage Guys.
Yes — commission income can qualify for conventional loans with stable history, usually about two years. See how lenders average it with The 2 Mortgage Guys.
LOAN PROGRAMS
CLIENT BENEFITS
MORE PAGES
Yes. Conventional lenders regularly qualify borrowers who earn commission, as long as the history is stable and well documented. Expect underwriters to average commissions over roughly two years and watch carefully for declining trends.
Variable pay is usable when history proves it is reliable.
These issues slow or reduce usable income.
More clarity means fewer underwriting conditions.
We calculate income the way automated underwriting will — before you shop.
Step
Related guides to help you compare options and move toward pre-approval.
Run the numbers before you apply — then get a real pre-approval from Ryan or Steve.
2MG Daily
Recent articles from our blog on conventional loans, credit, and homebuying.
No related blog posts yet. Check back soon for the latest updates.
Share your W-2s and year-to-date pay with Ryan or Steve — we will calculate the commission average conventional underwriting can use.
Steve DeLon and Ryan Minick - Branch Managers and Senior Loan Officers at .
Follow Us On
Contact
Ryan Minick NMLS# 203249
Steve DeLon NMLS# 202876
NMLS#
1221 Appletree Lane, Kokomo, IN 46902
© The 2 Mortgage Guys at . All rights reserved.