Brighter Closing

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Brighter Closing

Make Your Closing Brighter

Up to $1,000

How Brighter Closing Works

Real Savings, Real Impact

Ready to Save on Closing Costs?

Get Started Today

Thank You!

Important Offer Details

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LOAN PROGRAMS

Open a Luminate Bank Checking account with your mortgage and unlock substantial savings on your closing costs. It's our way of saying thank you for choosing us.

toward your closing costs

Up to $400 Credit

with $2,500 minimum deposit

Up to $1,000 Credit

with $100,000 minimum deposit

We've made it simple to save on your closing costs. Just three easy steps to brighter savings.

Closing costs can add up quickly. With Brighter Closing, you keep more money in your pocket for what matters most — making your new house a home.

With $2,500 minimum opening deposit

With $100,000 minimum opening deposit

Let's discuss how Brighter Closing can work for your mortgage. Fill out the form and Ryan will reach out to explain everything.

Ryan will be in touch shortly to discuss your Brighter Closing savings.

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Up to $400 lender credit provided for new Luminate Bank checking accounts opened with a minimum opening deposit of $2,500. Up to $1,000 lender credit provided for new checking accounts opened with a minimum opening deposit of $100,000 or more. Checking account must be opened and funded at least 5 business days prior to mortgage loan closing. The Lender Credit applies to new loan fees only. Must request the Lender Credit at the time of application. Lender Credit is not available on construction loans, bridge loans or HELOCs and availability is subject to change without notice. Lender's credit is subject to loan program minimum contribution requirements and actual lender credit may not exceed maximum allowable credit based on existing credits and applicable fees. Cannot be combined with any other offer and is limited to one lender credit per customer. Offer not redeemable for cash. Additional limitations may apply. Offer may be discontinued at any time at the sole discretion of Luminate Bank.

The 2 Mortgage Guys at Luminate Bank, helping families achieve their homeownership dreams with personalized mortgage solutions.

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