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The 2 Mortgage Guys are Steve DeLon and Ryan Minick. They've been helping clients with their home financing since 2005! They started working together in the early 2000's and have never looked back. If you're looking for a "Five Star" experience, you've found it with The 2 Mortgage Guys!

Steve DeLon

Loan Officer

NMLS #202876

Ryan Minick

NMLS #203249

(as pictured from left to right)

When it comes to choosing a mortgage lender, don't just take our word for it. See what hundreds of happy homeowners have to say.

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When it comes to choosing a mortgage lender, don't just take our word for it—see what hundreds of happy homeowners have to say.

The 2 Mortgage Guys - Ryan Minick and Steve DeLon - leverage their expertise and relationships through to guide you to the right loan for your situation. One application, personalized service, every step of the way.

Ryan & Steve

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Luminate Bank is the trusted financial institution behind The 2 Mortgage Guys. With a commitment to personalized service and competitive lending solutions, Luminate Bank empowers homebuyers with the tools and expertise they need to achieve their dreams.

From first-time buyers to seasoned investors, Luminate Bank offers a comprehensive suite of mortgage products designed to fit every unique financial situation. Their team-driven approach ensures that every client receives the attention and care they deserve.

1281698

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Minneapolis, MN

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Get a comprehensive home equity analysis powered by AI and real-time market data. Each month, receive a personalized report showing your estimated home value, equity position, neighborhood trends, and financing opportunities — delivered straight to your inbox.

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No matter where you are, The 2 Mortgage Guys can help you finance your next home.

Serving borrowers nationwide

From coast to coast and everywhere in between

First-time buyers, move-up buyers, and forever homes in any state.

Finance a lake house, beach condo, or mountain retreat anywhere.

Rental properties, DSCR loans, and portfolio options in all 50 states.

Corporate transfers, military moves, and cross-state relocations.

One-time close construction loans to build your dream home anywhere.

Lower your rate, consolidate debt, or tap equity nationwide.

Expert tips, market insights, and homebuying advice from Ryan & Steve.

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Steve DeLon and Ryan Minick - Branch Managers and Senior Loan Officers at .

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Ryan Minick NMLS# 203249

Steve DeLon NMLS# 202876

NMLS#

1221 Appletree Lane, Kokomo, IN 46902

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