Home
sdfs
Home
The 2 Mortgage Guys
The Most 5-Star Google Reviews in the Area
The Most 5-Star Google Reviews in the Area
The Power of Two Working For You
Payment Calculator
About Luminate Bank
Find Your Perfect Loan
Know Your Home's Worth Every Month.
Free First-Time Homebuyer Guide
Your guide is opening!
We go where you go!
Primary Residence
2nd Homes & Vacation
Investment Properties
Relocation
New Construction
Refinance & Cash-Out
The 2 Mortgage Guys Daily
LOAN PROGRAMS
MORE PAGES
The 2 Mortgage Guys are Steve DeLon and Ryan Minick. They've been helping clients with their home financing since 2005! They started working together in the early 2000's and have never looked back. If you're looking for a "Five Star" experience, you've found it with The 2 Mortgage Guys!
Steve DeLon
Loan Officer
NMLS #202876
Ryan Minick
NMLS #203249
(as pictured from left to right)
When it comes to choosing a mortgage lender, don't just take our word for it. See what hundreds of happy homeowners have to say.
" "
When it comes to choosing a mortgage lender, don't just take our word for it—see what hundreds of happy homeowners have to say.
The 2 Mortgage Guys - Ryan Minick and Steve DeLon - leverage their expertise and relationships through to guide you to the right loan for your situation. One application, personalized service, every step of the way.
Ryan & Steve
The 2 Mortgage Guys
Estimate your monthly mortgage
Estimated Monthly Payment
Principal & Interest Only
Luminate Bank is the trusted financial institution behind The 2 Mortgage Guys. With a commitment to personalized service and competitive lending solutions, Luminate Bank empowers homebuyers with the tools and expertise they need to achieve their dreams.
From first-time buyers to seasoned investors, Luminate Bank offers a comprehensive suite of mortgage products designed to fit every unique financial situation. Their team-driven approach ensures that every client receives the attention and care they deserve.
1281698
NMLS Number
Minneapolis, MN
Headquarters
We've got them all!
AI Equity Report
Get a comprehensive home equity analysis powered by AI and real-time market data. Each month, receive a personalized report showing your estimated home value, equity position, neighborhood trends, and financing opportunities — delivered straight to your inbox.
Monthly insights delivered to your inbox. Powered by AI and real-time market data.
Delivery
Email Reports
Frequency
Monthly
Get our exclusive step-by-step guide to buying your first home. No spam, ever — just expert advice from Ryan & Steve.
Check your inbox for your free First-Time Homebuyer Guide. We'll follow up personally if you need anything else.
Something went wrong. Please try again.
No matter where you are, The 2 Mortgage Guys can help you finance your next home.
Serving borrowers nationwide
From coast to coast and everywhere in between
First-time buyers, move-up buyers, and forever homes in any state.
Finance a lake house, beach condo, or mountain retreat anywhere.
Rental properties, DSCR loans, and portfolio options in all 50 states.
Corporate transfers, military moves, and cross-state relocations.
One-time close construction loans to build your dream home anywhere.
Lower your rate, consolidate debt, or tap equity nationwide.
Expert tips, market insights, and homebuying advice from Ryan & Steve.
No blog posts yet. Check back soon!
Steve DeLon and Ryan Minick - Branch Managers and Senior Loan Officers at .
Follow Us On
Contact
Ryan Minick NMLS# 203249
Steve DeLon NMLS# 202876
NMLS#
1221 Appletree Lane, Kokomo, IN 46902
© The 2 Mortgage Guys at . All rights reserved.
- Ryan Minick and Steve DeLon — The 2 Mortgage Guys
- Ryan Minick
- Luminate Bank logo
- First-Time Homebuyer Guide
- Map of the United States
- The 2 Mortgage Guys logo
- navigate('/about')} className="text-sm font-medium transition-colors hover:text-white text-white/60">Meet The Team
- navigate('/contact')} className="text-sm font-medium transition-colors hover:text-white text-white/60">Contact Us
- Loan Programs
- } className="block w-full text-left px-4 py-2.5 text-sm transition-colors hover:bg-white/[0.05] text-white/80">
- navigate('/blog')} className="text-sm font-medium transition-colors hover:text-white text-white/60">OUR BLOG
- More Pages
- window.open('https:
- } className="block w-full text-left text-sm font-medium py-2 text-white/80">Meet The Team
- } className="block w-full text-left text-sm font-medium py-2 text-white/80">Contact Us
- } className="block w-full text-left text-sm font-medium py-2 text-white/80">
- } className="block w-full text-left text-sm font-medium py-2 text-white/80">OUR BLOG
- Luminate Bank — NMLS 1281698 The 2 Mortgage Guys The 2 Mortgage Guys are Steve DeLon and Ryan Minick. They've been helping clients with their home financing since 2005! They started working together in the early 2000's and have never looked back. If you're looking for a "Five Star" experience, you've found it with The 2 Mortgage Guys! Steve DeLon Loan Officer NMLS #202876 Ryan Minick Loan Officer NMLS #203249 (as pictured from left to right) {[0,1,2,3,4,5,6,7,8,9,10,11,12,13,14,15,16,17,18,19].map((i) => )} The Most 5-Star Google Reviews in the Area When it comes to choosing a mortgage lender, don't just take our word for it. See what hundreds of happy homeowners have to say. Google Reviews Verified customer reviews 5.0 328 reviews on Google
- setActiveReview(index)} className="transition-all duration-300 rounded-full" style= aria-label= />))}
- setActiveReview((prev) => (prev - 1 + googleReviews.length) % googleReviews.length)} className="p-1.5 rounded-lg transition-colors hover:bg-white/5" aria-label="Previous review">
- window.open('https: Get Started
- window.open('https: Get My Equity Report
- navigate('/blog')} className="px-6 py-3 rounded-xl text-[#0a0a1a] text-sm font-bold transition-all active:scale-[0.98] whitespace-nowrap" style= > View All Posts
- } onBlur= >Skip to main content
- Twitter / X
- YouTube
- TikTok
- Privacy Policy
- Terms of Service