The 2 Mortgage Guys | Kokomo Mortgages, Lending Nationwide

The 2 Mortgage Guys | Kokomo Mortgages, Lending Nationwide

Kokomo's mortgage team at Luminate Bank. The 2 Mortgage Guys lend nationwide across all 50 states from Kokomo, Indiana. Since 2005.

Kokomo's Trusted Mortgage Team. Lending Nationwide. Since 2005

The Power of Two Working for You!

Buying or refinancing in Kokomo?

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Proudly based in Kokomo, Indiana. Helping families finance homes for more than 21 years. Local expertise. Nationwide lending through Luminate Bank.

The 2 Mortgage Guys are Ryan Minick and Steve DeLon, Branch Managers and Senior Loan Officers at Luminate Bank. They've worked together as The 2 Mortgage Guys since 2005 from Kokomo, Indiana, lending nationwide. They are a mortgage team at Luminate Bank, not a mortgage brokerage. If you're looking for a "Five Star" experience, you've found it with The 2 Mortgage Guys!

Steve DeLon

Branch Manager & Senior Loan Officer at Luminate Bank

NMLS #202876

Ryan Minick

NMLS #203249

Hometown resource

Open the full Kokomo Mortgage Lender guide — purchase steps, loan options, Howard County taxes, down payment help, USDA around town, and FAQs from Ryan and Steve.

When it comes to choosing a mortgage lender, don't just take our word for it. See what hundreds of happy homeowners have to say.

Luminate Bank's story is anything but ordinary. Its banking roots date back to 1937, but the Luminate we know today began taking shape when longtime mortgage leaders Eric Lovins and Taryn Reuter set out to build a different kind of financial organization—one centered on relationships, transparency and doing what's right for the people it serves. In 2020, Eric, Taryn and Thomas Payne acquired a Minnesota bank and mortgage company and began building the Luminate brand, a name inspired by the Latin root for "light." Their vision was simple: make complicated financial decisions clearer and create an organization where both customers and employees could thrive.

That vision has fueled remarkable growth. What began as a six-person mortgage operation has grown into a nationwide organization of more than 700 professionals, with Luminate Bank now licensed to provide mortgage financing in all 50 states. Bank assets have grown from approximately $62 million to $500 million in five years, while annual mortgage originations have grown from $22 million to more than $4 billion. Today, Luminate combines the resources, technology and lending capabilities of a major national mortgage lender with something increasingly difficult to find in financial services: experienced local professionals who know their customers and remain personally invested in their success.