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The 2 Mortgage Guys at Luminate Bank. A team that's worked together for more than 21 years. Helping homebuyers across all 50 states with expert guidance and honest advice.
The 2 Mortgage Guys are Steve DeLon and Ryan Minick. They've been helping clients with their home financing since 2005! They started working together in the early 2000's and have never looked back. If you're looking for a "Five Star" experience, you've found it with The 2 Mortgage Guys!
Steve DeLon
Loan Officer
NMLS #202876
Ryan Minick
NMLS #203249
When it comes to choosing a mortgage lender, don't just take our word for it. See what hundreds of happy homeowners have to say.
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When it comes to choosing a mortgage lender, don't just take our word for it—see what hundreds of happy homeowners have to say.
The 2 Mortgage Guys - Ryan Minick and Steve DeLon - leverage their expertise and relationships through to guide you to the right loan for your situation. One application, personalized service, every step of the way.
Ryan & Steve
The 2 Mortgage Guys
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Luminate Bank is the trusted financial institution behind The 2 Mortgage Guys. With a commitment to personalized service and competitive lending solutions, Luminate Bank empowers homebuyers with the tools and expertise they need to achieve their dreams.
From first-time buyers to seasoned investors, Luminate Bank offers a comprehensive suite of mortgage products designed to fit every unique financial situation. Their team-driven approach ensures that every client receives the attention and care they deserve.
1281698
NMLS Number
Minneapolis, MN
Headquarters
We've got them all!
Home AI "Monthly Equity Report"
Get a comprehensive home equity analysis powered by AI and real-time market data. Each month, receive a personalized report showing your estimated home value, equity position, neighborhood trends, and financing opportunities — delivered straight to your inbox.
Monthly insights delivered to your inbox. Powered by AI and real-time market data.
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Monthly
Get our exclusive step-by-step guide to buying your first home. No spam, ever — just expert advice from Ryan & Steve.
Check your inbox for your free First-Time Homebuyer Guide. We'll follow up personally if you need anything else.
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No matter where you are, The 2 Mortgage Guys can help you finance your next home.
Serving borrowers nationwide
From coast to coast and everywhere in between
First-time buyers, move-up buyers, and forever homes in any state.
Finance a lake house, beach condo, or mountain retreat anywhere.
Rental properties, DSCR loans, and portfolio options in all 50 states.
Corporate transfers, military moves, and cross-state relocations.
One-time close construction loans to build your dream home anywhere.
Lower your rate, consolidate debt, or tap equity nationwide.
New — Exclusive Client Access
Introducing the Home Owner Portal — your all-in-one dashboard to track loans, upload docs securely, receive monthly AI equity reports, and chat directly with Ryan & Steve. No more guessing where things stand.
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Steve DeLon and Ryan Minick - Branch Managers and Senior Loan Officers at .
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Contact
Ryan Minick NMLS# 203249
Steve DeLon NMLS# 202876
NMLS#
1221 Appletree Lane, Kokomo, IN 46902
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